Comments on: My Frustrations With Health Care http://kimmama.com/2010/03/21/my-frustrations-with-health-care/ "I have trusted in your steadfast love; my heart shall rejoice in your salvation. I will sing to the Lord, because he has dealt bountifully with me." {Psalm 13:5-6} Thu, 09 Feb 2012 02:28:40 +0000 hourly 1 http://wordpress.org/?v=3.3 By: Dave Petross http://kimmama.com/2010/03/21/my-frustrations-with-health-care/comment-page-1/#comment-292 Dave Petross Mon, 17 May 2010 22:08:30 +0000 http://kimmama.com/?p=459#comment-292 Wow..very good...Nice blog and well updated... Wow..very good…Nice blog and well updated…

]]> By: Burton Haynes http://kimmama.com/2010/03/21/my-frustrations-with-health-care/comment-page-1/#comment-122 Burton Haynes Tue, 20 Apr 2010 11:00:26 +0000 http://kimmama.com/?p=459#comment-122 awesome work thanks awesome work thanks

]]> By: Kim http://kimmama.com/2010/03/21/my-frustrations-with-health-care/comment-page-1/#comment-121 Kim Sat, 17 Apr 2010 22:21:33 +0000 http://kimmama.com/?p=459#comment-121 That is so frustrating! Does your state offer insurance for moms and babies? I have been looking into Illinois' moms and babies program. It is based on what you can afford in terms of what you have to pay for the premium - but it's something like $30 and the insurance covers everything for your pregnancy, delivery, and the baby's first year of life. I don't even know if we would qualify, but if we do get pregnant before I am able to get insurance, it's definitely something I'll apply for. That is so frustrating! Does your state offer insurance for moms and babies? I have been looking into Illinois' moms and babies program. It is based on what you can afford in terms of what you have to pay for the premium – but it's something like $30 and the insurance covers everything for your pregnancy, delivery, and the baby's first year of life. I don't even know if we would qualify, but if we do get pregnant before I am able to get insurance, it's definitely something I'll apply for.

]]> By: Jaime http://kimmama.com/2010/03/21/my-frustrations-with-health-care/comment-page-1/#comment-120 Jaime Sat, 17 Apr 2010 11:22:23 +0000 http://kimmama.com/?p=459#comment-120 My husband and I are in a very similar situation! With our first child my husband was still in Law school and we qualified for Medicaid coverage in the state of Michigan. Now he is working for a company that not only doesn't pay that great but also only covers a portion of HIS insurance! I had never heard of that before! So to add myself and daughter we would have to pay 1,000 a month in premiums! On his salary that is impossible. Now we want to have another child and unless he changes jobs and gets better insurance we don't know what to do. There is also no way to get any kind of decent maternity coverage through an individual plan. I never thought that the government would inevitably end up essentially dictating how many children I have and when! It is so sad but we what do you do? I also had a c-section the first pregnancy and I know if we paid on our own it would be massively expensive. Ughhh...so frustrating isn't it? I thought the reason we spent all that money on law school was NOT to ever be in this kind of position! My husband and I are in a very similar situation! With our first child my husband was still in Law school and we qualified for Medicaid coverage in the state of Michigan. Now he is working for a company that not only doesn't pay that great but also only covers a portion of HIS insurance! I had never heard of that before! So to add myself and daughter we would have to pay 1,000 a month in premiums! On his salary that is impossible. Now we want to have another child and unless he changes jobs and gets better insurance we don't know what to do. There is also no way to get any kind of decent maternity coverage through an individual plan. I never thought that the government would inevitably end up essentially dictating how many children I have and when! It is so sad but we what do you do? I also had a c-section the first pregnancy and I know if we paid on our own it would be massively expensive. Ughhh…so frustrating isn't it? I thought the reason we spent all that money on law school was NOT to ever be in this kind of position!

]]> By: Granville Oberson http://kimmama.com/2010/03/21/my-frustrations-with-health-care/comment-page-1/#comment-119 Granville Oberson Mon, 22 Mar 2010 21:12:57 +0000 http://kimmama.com/?p=459#comment-119 This blog is great. How did you come up witht he idea? 3 3 6 This blog is great. How did you come up witht he idea? 3 3 6

]]> By: Robin http://kimmama.com/2010/03/21/my-frustrations-with-health-care/comment-page-1/#comment-118 Robin Mon, 22 Mar 2010 10:29:31 +0000 http://kimmama.com/?p=459#comment-118 You are not alone, that's for sure! I was with a company that was union and for just $5.50 a week I had great insurance! Aly and Aidan cost us just a few hundred dollars but then I left the company (which eventually went bankrupt anyway) but we didn't consider our health insurance until afterward and were shocked to find out how much it would cost through Gary's employer...so we didn't. It wasn't too bad until I got pregnant with Garrett and then a friend joked that we should have him at home to save money. Well, we looked into it and did hire a midwife and had him at home...he was our only baby that was totally bought and paid for before he was born :o) I would have had Rachel at home (we were uninsured again that time) but that midwife had sold her practice. Gary actually lost his job a month after we found out we were pregnant with Rachel. When he got another job a few weeks later we both decided we didn't care what it cost we would take their insurance and were very relieved to find out that my pregnancy was covered. His company changes insurance companies just about every year and makes me crazy. Sometimes it's good and sometimes not so good...right now it's excellent, when Emily was born last year, not so much (in fact they dropped her after she was born and we still don't know why!) Anyway...to make a long story short (or not) all that is to say that God provides. Always. He will let you know what route to take with insurance and He will provide just what you need to cover it. I can't imagine trying to navigate any of this life without Him! You are not alone, that's for sure! I was with a company that was union and for just $5.50 a week I had great insurance! Aly and Aidan cost us just a few hundred dollars but then I left the company (which eventually went bankrupt anyway) but we didn't consider our health insurance until afterward and were shocked to find out how much it would cost through Gary's employer…so we didn't. It wasn't too bad until I got pregnant with Garrett and then a friend joked that we should have him at home to save money. Well, we looked into it and did hire a midwife and had him at home…he was our only baby that was totally bought and paid for before he was born :o ) I would have had Rachel at home (we were uninsured again that time) but that midwife had sold her practice. Gary actually lost his job a month after we found out we were pregnant with Rachel. When he got another job a few weeks later we both decided we didn't care what it cost we would take their insurance and were very relieved to find out that my pregnancy was covered. His company changes insurance companies just about every year and makes me crazy. Sometimes it's good and sometimes not so good…right now it's excellent, when Emily was born last year, not so much (in fact they dropped her after she was born and we still don't know why!) Anyway…to make a long story short (or not) all that is to say that God provides. Always. He will let you know what route to take with insurance and He will provide just what you need to cover it. I can't imagine trying to navigate any of this life without Him!

]]> By: Matt Powell http://kimmama.com/2010/03/21/my-frustrations-with-health-care/comment-page-1/#comment-117 Matt Powell Mon, 22 Mar 2010 09:42:14 +0000 http://kimmama.com/?p=459#comment-117 Wow, I think this story says a lot about the situation. I know that medical insurance is one of the main obstacles I think about when wondering/wishing that I could go into business for myself. And that same reality for most Americans has got to put a damper on the US economy too, (not to mention the "American Dream") when you consider that small business is the engine of the American economy. David Morrison sent me to your blog. Thanks for sharing. Wow, I think this story says a lot about the situation. I know that medical insurance is one of the main obstacles I think about when wondering/wishing that I could go into business for myself. And that same reality for most Americans has got to put a damper on the US economy too, (not to mention the "American Dream") when you consider that small business is the engine of the American economy. David Morrison sent me to your blog. Thanks for sharing.

]]> By: Melissa http://kimmama.com/2010/03/21/my-frustrations-with-health-care/comment-page-1/#comment-116 Melissa Sun, 21 Mar 2010 21:49:13 +0000 http://kimmama.com/?p=459#comment-116 That is so tough, Kim. I am not sure how I feel about all of this either. I also don't really understand it. All I know is that we switched from military insurance to BCBS in January, and that was a huge blow. BCBS is great insurance, but our deductible is 10x what it was on Tricare and our monthly premiums are 2.5x as much. I just wonder what would happen should Rob ever become self-employed. What would we do? What if one of us gets sick and is labeled with a "preexisting condition"? I have a really hard time with one particular argument that I hear from some people who are vehemently opposed to health care reform. They say that good health care is a privilege and that if you don't work for it then you don't deserve it. On the one hand, I agree that people shouldn't mooch off the government. On the other hand, I don't work! What if BCBS dropped me for some reason, and I needed to figure something out for insurance? Do I not deserve that "privilege" because I made the choice to stay home and raise my children? What about small companies like you mentioned that can't afford to provide health insurance for their employees? Do those employees not deserve proper health coverage because they didn't take a job with a large corporation? Bottom line, this is a complicated situation, and I don't think anyone REALLY knows what is going on with this bill. That is so tough, Kim. I am not sure how I feel about all of this either. I also don't really understand it. All I know is that we switched from military insurance to BCBS in January, and that was a huge blow. BCBS is great insurance, but our deductible is 10x what it was on Tricare and our monthly premiums are 2.5x as much. I just wonder what would happen should Rob ever become self-employed. What would we do? What if one of us gets sick and is labeled with a "preexisting condition"? I have a really hard time with one particular argument that I hear from some people who are vehemently opposed to health care reform. They say that good health care is a privilege and that if you don't work for it then you don't deserve it. On the one hand, I agree that people shouldn't mooch off the government. On the other hand, I don't work! What if BCBS dropped me for some reason, and I needed to figure something out for insurance? Do I not deserve that "privilege" because I made the choice to stay home and raise my children? What about small companies like you mentioned that can't afford to provide health insurance for their employees? Do those employees not deserve proper health coverage because they didn't take a job with a large corporation?

Bottom line, this is a complicated situation, and I don't think anyone REALLY knows what is going on with this bill.

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