So you want to stay home with your kids, but you can’t afford it? I can totally sympathize. Our journey has been a difficult one, and making it work is a continuous battle. After a year and a half of living on one income, I can finally say we are seeing the light at the end of the tunnel, and that is after my husband found a new, better paying job. Despite the stress of learning how to live on a single income, I would not return to work (for someone else, anyway) for anything. I love being a full time mom. I love the freedom that I have to pursue my other passions as well.
Blogger
To help bring in a little extra cash, I pursue a number of work-at-home opportunities. First and foremost, I blog for Families.com, which is a site I can stand behind 150%. In fact, I urge you to go join right now, because it is a fantastic community. I completely vouch for them in terms of their values and the type of content they feature on their site. They periodically hire new bloggers. As listed on their site, they pay $4 per blog entry after the training period. Each year, you can earn a raise, up to $5.50 per blog. Families.com is just one site out there that legitimately hires freelance writers and bloggers to write quality articles and blogs for their site. I found Families on Rat Race Rebellion (http://www.ratracerebellion.com/jobs-blogging.html).
Freelancer
I used to do work for my husband’s company. This opportunity was unique in that I did not find it online. One of my husband’s old coworkers moved to another city and her job opened up. Another coworker and I shared her position. A few times I had to find a sitter so I could attend a meeting. I recommend contacting reputable companies in your area and asking them if they have any telecommuting positions open. It helps if you have a skill such as writing that can be done from anywhere with a phone line or a fax.
E-How Writer (Now through Demand Studios)
Now one other thing I have found that works, but requires quite a bit of time, is writing for e-How via Demand Studios. When Micah was a newborn, I wrote about 25 How-To’s. From those 25 articles, I generate about $5 per month without doing anything, to this day. As you can see, if you have the time to write a huge quantity of quality how-tos that people will actually read (they need to attract enough traffic), you could make a decent residual income. It’s real money – they deposit it directly into your bank account every time you make at least $10 (it carries over from month to month if you don’t meet the minimum dollar amount for a payment.)
Transcriptionist
I have also heard there are a number of legitimate companies that look for transcriptionists. While this is not something I do myself, I have found a lot of good information in forums about this. You can check out the link here:http://www.transcriptionessentials.com/forum/index.php?topic=13384.0
If you do not want to create an account for Transcription Essentials right away, click hereto read excerpts I have pulled from their guest forum.
Entrepreneur
Another idea is to start your own small business. You could market your own trade or sell items online. I recently started my own photography business. I love that I can make money doing something I am passionate about. Some women are creative and can make things to sell on sites like eBay or Etsy. I have also heard of women making a decent income from buying and reselling stuff online. For instance, they go to closeout sales at stores that might be going out of business, buy something in bulk for a deal, and then sell the stuff individually on eBay for less than retail but more than what they paid for it. This is something you could definitely do with a child around since it’s no problem to take them to the store with you and post stuff online after they go to bed.
Mystery Shopper
Yes, this is a real thing! I have done a little bit of mystery shopping myself. You can, too. All you have to do is sign up with a reputable agency. You should never have to pay a dime to start; remember that! I have done work for Corporate Research International and I can say they are legitimate and I have successfully received payment from them for my work. E-mail me if you want me to send you a referral. I get a small bonus for each person I refer that signs up and completes a shop.
Childcare Provider
Finally, you might want to consider watching a little one full time in addition to your own. If you know of anyone who is returning to work, you might offer to watch their little one for a reasonable fee. In my area, $2.50 per child per hour is a reasonable rate. Make sure you know the regulations and laws in your state. In the state of Illinois, you cannot watch more than three children, including your own, without a childcare license from DCFS. That means if you have four children, you would need a license to legally watch more children full time. Obviously I am talking about providing daycare service, not babysitting.
Being a mom is such an important job and it is such a blessing to be able to do it full time. If you are trying to make things work, I really believe you can achieve your goal if you are willing to work hard, part with unnecessary material items (like premium cable), and put your whole trust in God.
Deuteronomy 31:8
“The LORD himself goes before you and will be with you; he will never leave you nor forsake you. Do not be afraid; do not be discouraged.” (NIV)